Mortgage Pre-Approval, Fort Knox KY, Vine Grove Kentucky, Radcliff, E-Town, Meade County
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When you are ready to purchase a home in Hardin County or Meade County, it makes sense to negotiate from the strongest position possible. In a market, like the Ft Knox KY area real estate market, sellers can be more selective in the final buyer with which they choose to negotiate. With that said, there are things you can do to make certain that your offer is the one seller accepts.
Some Fort Knox KY home purchasers put themselves at an overwhelming disadvantage by not getting approved!
Let’s look at this from the seller’s perspective for a moment. If you were the seller and had multiple offers on your property, all things being equal, would you accept the one with a Certificate of Mortgage Approval or the one that was still conditional on Financing? The answer is obvious. Why then, do so many buyers wait to start the financing until after they have found the home?
What we have found is that those buyers are usually very good, qualified buyers and are not worried about getting approved. Even though they usually are correct and will ultimately be approved, the Fort Knox KY real estate seller in most cases has no guarantees.
Lastly, from a cost savings angle…
As a prospective Ft Knox real estate home purchaser, it makes more sense to start the financing early so you can get a firm handle on your interest rate and an estimate of closing costs. If you do this before finding a home, you are not under any time constraints and are less likely to overpay like a buyer who has found a home and is under strict time constraints.
Our dedicated mortgage loan officer page shows mortgage lenders near Elizabethtown and Ft Knox Kentucky as well as ratings.
Veterans United Home Loans provides homebuyers (Military and general public) with expert, local lending service. All loan types available, USDA, FHA, VA, and Conventional. Would you benefit from credit consulting? Veterans United can help you with that too.
Veterans United is a VA-approved lender and is not affiliated with any government agency. NMLS 1907. An equal opportunity lender.